Free E-REPORT
MONEY-SAVING TECHNIQUES ANY BUYER CAN USE
- Shop around for homeowner’s insurance. This is something you are going to be paying every month or at least once annually for as long as you have a home loan so it is a good idea to shop around and see where you can find best premium.
- Note: Most insurance companies give discounts if you have auto and homeowner’s together.
- Shop around for a settlement agent or closing attorney. Believe it or not, different companies charge different rates for the same service. And it is up to the buyer to choose who they would like to use unless stipulated in the contract.
- Chose your Realtor wisely. Ask about their experience, background and training; make sure they are an advisor rather than just a salesperson.
- Get pre-approved for a loan, not just pre-qualified. This will give you an edge when it comes to negotiating a contract because the seller feels more comfortable that the sale will go through.
- Negotiate to have the seller pay your closing costs. In today’s market, a down payment is becoming almost a requirement, even if you have good credit. Having the seller pay your closing costs will help ease the “out of pocket” cost you incur.
This E-book has been provided by Chad Smith at Flagstar Bank.
You can reach him at 336-510-4281.
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